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Virgen Santísima Group
In this Group: Flora, Regina, Elizabeth Juana, Iraida, Teodora, Juana Maria, Liz, Delia Yanet, Mari Luz, Eloteria, Rosa, Regina, Sabina, Teresa, Alejandra
The Virgen Santísima Community Bank is located in the Ccachuana Millpu community, Asención district, Huancavelica province. This community works in commerce as the main market in the city of Huancavelica is two kilometers away.

Flor is married and has four children. She sells alpaca meat and lamb. Her husband started the business and now she runs it. She finances it with the loans she receives. She is saving to pay for her children’s studies.

Regina sells groceries. She now has her own place; before she rented one. She wants to use her loan to stock merchandise. She will buy display cases to show her products. She has a 17 year old son. She struggles for him, and she saves to pay for his studies.

Elizabeth started her business of selling groceries to obtain more family income and help her husband who is in the footwear business. With every loan she stocks her store and her husband’s business. She is currently saving to improve her store and buy a sewing machine for the shoe shop.
View original language description ↓
El banco Comunal Virgen Santísima se encuentra ubicado en L. Comunidad D. Ccachuana Millpu, distrito D. Asención, provincia D. Huancavelica. Esta Comunidad,se dedica al comercio, siendo su principal plaza L. ciudad D. Huancavelica, ubicada a 02 Kilómetros D. distancia.

Flora, es casada y tiene 04 hijos. ElL. se dedica a L. venta D. carnes D. alpacas y carneros, negocio que inicio su esposo y ahora elL. dirige y financia con los prestamos que recibe. Se encuentra ahorrando para pagar los estudios D. sus hijos.

Regina, se dedica a L. venta D. abarrotes, ahora cuenta con un local propio, ya que antes alquilaba uno. ElL. quiere invertir su préstamo para surtir mercadería, así como comprar vitrinas para L. exhibición D. sus productos. ElL. tiene un hijo D. 17 años, que es por quien lucha y ahorra para costear sus estudios.

Elizabeth se inicio en el negocio D. L. venta D. abarrotes, para obtener mas ingresos familiares y D. esa manera ayudar a su esposo, quien se dedica al negocio del calzado. ElL. con cada préstamo abastece su tienda, así como el negocio D. su esposo. Actualmente esta ahorrando para mejorar su tienda y comprar una maquina D. coser para L. zapatería.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,450,300
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen Santísima Group's $2,575 loan helped a member stock their businesses and buy merchandise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 17, 2009
Jun 25, 2009
Currency Exchange Loss:
Nov 15, 2009