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Tamella H. is a 57-year-old woman who has been engaged in a poultry business for the last 10 years. She is married and has four children. She has dedicated her life to bringing up her children and providing them with quality higher education.

The poultry business is not as easy as it might seem at first sight. Tamella works from early morning till late at night in order to raise good chickens. Tamella chose this business because it is very popular and people come to her and purchase at least one or two chickens every day. She is applying for a $2000 US loan in order to purchase about 150 chickens to expand her business and increase her income. She believes that with the help of this loan she could sell more than five chickens a day.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 29
    View loans »
    Azerbaijan Loans Fundraising
  • $14,902,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Tamella to purchase 150 chickens.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 20, 2009
Jul 1, 2009
Currency Exchange Loss:
Dec 22, 2010