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H. Yaotcha is 35 years old and was born in Cotonou, the economic capital of the Republic of Benin. She is married to KPEYITO Assogba, a mason by profession, and is the mother of five children: two of them go to school, and the other three help their mother with her work. Yaotcha resides with her family in Hlacomè, a highly-populated district of the city of Cotonou.

For five years, Yaotcha has been in the restaurant business. She also sells various goods: candies, cookies, canned foods (milk, sardine, tomatoes), sugar, pasta, soaps for the laundry, dishes, and bath, charcoal, phone recharge cards, etc. As for her purchases, she stocks up at Dantokpa, the grand international marketplace of Benin.

Yaotcha has already benefited from four loans with Alidé, and she has repaid them. She was able to use them to raise her business to a higher level. She wants to improve her restaurant business with the aim of providing a better offering to her customers, who are ever-growing in number. This is why she is requesting a fifth loan from Alidé.
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H. Yaotcha est agée de 35 ans et née à Cotonou, Capitale Economique de la République du Bénin. Yaotcha est mariée à KPEYITO Assogba, un maçon de profession. Yaotcha est mère de cinq (5) enfants : deux de ces enfants vont à l’école et les trois autres aident leur mère dans ses activités. Yaotcha réside avec sa famille à Hlacomè, un quartier très peuplé de la ville de Cotonou.

C’est depuis 5 ans que Yaotcha est la restauration. Yaotcha vend aussi des divers (Bonbons, biscuits, boîtes de lait, de sardines, de tomates, de sucres, les pâtes alimentaires, les savons de lessive, de vaisselle et de toilette, piles, bougies, etc.). Pour ses achats, s’approvisionne à Dantokpa, grand marché international du Bénin.

Yaotcha a déjà bénéficié de quatre crédits de ALIDé; crédits qu'elle a bien remboursés et avec lesquels elle a pu amener ses activités à un stade supérieur. Yaotcha veut mieux développer les activités de son restaurant en vue d’une meilleure prestation envers sa clientèle dont le nombre ne cesse de croitre. C’est pourquoi Yaotcha sollicite un cinquième crédit de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 470.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Yaotcha to buy two 50-kg sacks of rice, a 500-mg box of macaroni, 25 kilos of beans, a 100-kg sack of corn, and a 25-L drum of oil.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 13, 2009
Jun 23, 2009
Currency Exchange Loss:
Aug 15, 2010