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Mary Serungoji Group
In this Group: Mary, Margaret, Margaret, Namiya, Betty
Mary is the leader of 5 members of a group. She is a 31 years old and married with one child aged 12 years. Her child goes to school. She resides and owns a three-roomed house where she is living with six people. She takes care of four additional family members There is electricity and piped water at her home and the family gets two meals a day.

Mary resides and works in a semi-urban area which is in the outskirts of Kampala. She owns a shop selling clothing materials in Kiyembe, one of the Kampala suburbs. She sells to an average of five people a day and sells to all categories of people. She works six days a week and uses public transport to work. Her major monthly expenses include medication, school fees, feeding the family and rent for the business premises.

Mary has been in this business for the last fifteen years. Her main challenge is license fees. She has been with MCDT for over twelve years and is servicing her twentieth loan, working with the same group members. She wants to use this loan to buy more clothing materials to sell. She is aspiring to seeing her business grow bigger and owning another shop.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 91
    View loans »
    Uganda Loans Fundraising
  • $33,579,050
    Funds lent in using Kiva
  • 2,120.0
    Uganda Shillings (UGX) = $1 USD