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The two people shown in the picture are Mrs. K. and her husband. K., 29 years old, is a humble mother who has one young child who attends school. Since 2006, she has been cultivating rice on her farmland that she inherited from her grandparents. Her husband also works with her on the farm. Beside the current farming work, K.’s husband always goes to buy animals from the villagers, fattens them for a while and then sells them for a profit. Because the selling-animal business is the main source of income for this family, K. requested a loan of $1200 as capital for her husband to buy an extra cow and buffalo to sell.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 77
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Seang to buy a cow and buffalo to sell.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 11, 2009
Jun 21, 2009
Currency Exchange Loss:
Sep 15, 2010