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Chhem S., 33, pictured with her husband, is a fish-seller who lives with her two young children in the Prey Veng province. She typically makes about $1 each day and her husband, Kuy Sokoeun, makes about $1 each day as well, as a moto-taxi driver.

Chhem S. would like a loan of $700 to purchase a hand tractor (a rototiller) allowing her to begin a renting business. A hand tractor would increase their profits.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 111
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Chhem to purchase hand tractor to rent out.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 29, 2009
Jun 21, 2009
Currency Exchange Loss:
Jun 17, 2010