A loan of $400 helped business Capital.


Elsa's story

For more than a year, “Balot” vending has been the primary business of Mrs. Elsa S.. (Balot is a fertilized duck egg with a nearly-developed embryo inside that is boiled and eaten in the shell). She earns a weekly net income of PHP300. She works patiently in order to generate income for her family. She seeks financial assistance from KIVA to further develop her business and expand into other kinds of business to increase her income. Elsa is hoping to borrow PHP18,000 as additional working capital.

Elsa is 47 years old. She is married to Ariel S., 36 years old. Her husband works as a tricycle operator. They help each other for the progress of their family. Unfortunately, the couple doesn’t have children yet. They are happily living at Barangay Minante 2 of Cauayan City.



Loan details


Lenders and lending teams



Loan details