Isaac A. is married and has 1 child. He has received primary schooling. Isaac is a fisherman in Abotoase, a small fishing community near Hohoe. His wife is a hairdresser whose business is not very big and generates little income. Isaac uses all of his income taking care of the financial responsibility for the child and other housekeeping expenses. With the high demand for fish in the community and beyond, Isaac will use the loan to purchase a bigger net for fishing. Isaac plans to save the new profits from his expanded business.