A loan of $125 helped to invest in expanding the business..


Michelle's story

Michelle O. is from the village of Tumpagon, Cagayan de Oro City. Michelle is married and has 1 infant child. To make a living, Michelle owns & operates a business venture selling soft drinks, biscuits, candies and daily use products such as shampoo, soap & toothpaste in the local community. Michelle has been engaged in her business for over 1 year and earns approximately 2,000 PHP a month for these activities.

In 2009, Michelle joined HSPFI to gain access to financial services to help improve her living situation and to engage in business activities. Michelle is requesting a loan of 5000 PHP to be used to invest in expanding the business. This will be the 1st loan taken out by Michelle from HSPFI. She plans to use the additional revenue generated from the business to supplement income of the family.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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