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Renaldo Baptista
Renaldo Baptista P. was born in the city of Maputo. He is 40 years old and married, with a one-year-old son. He attended school through the tenth grade. He does not financially support any other family members.
He lives in the Liberdade neighborhood (15 km from Boane) and has worked at the Pequenos Libombos Dam as a water oibserver for 17 years. He currently earns 5,300 MT, which he uses to support his family and pay off his loans.
This is his fourth loan with Hluvuku. The other loans were all used to build his house with standard materials. He borrowed 10,000 MT, 14,000 MT, and 14,500 MT.
The current loan of 20,000 MT will also be used to purchase building materials. He's never had a loan with another bank and heard about Hluvuku through colleagues at work.
He is committed to making his payments on time so that in the future, after the house is finished, he can buy a vehicle for personal use.
View original language description ↓
Renaldo Baptista P. nasce na cidade de maputo, tem 40 anos de idade, casado, pai de um filho de um ano. Freqüentar 10 classe na escola secundaria local. Não sustenta mais ninguém da família.
Vive na cidade no bairro da Liberdade (a 15 km de Boane) e trabalha na barragem dos pequenos libombos de boane a 17anos como observador de agua e neste momento ganha 5.300,00MT que usa no sustento da família assim como pagamento do credito.
Este é o seu quarto empréstimo com a hluvuku. Os outros empréstimos foram todos aplicados na construção da sua casa de material convencional. Levantou 10.000,00MT; 14.000,00MT; 14.500,00MT.
Com o credito actual no valor de 20.000,00MT pretende também aplicar na compra de materiais de construção.
Nunca teve empréstimos com outros bancos e ouviu falar da hluvuku através de colegas de serviços.
Compromete se a pagar sem problemas para no futuro, depois de concluir a casa, comprar uma viatura para transporte pessoal e bens.

About Mozambique

  • $1,200
    Average annual income
  • 6
    View loans »
    Mozambique Loans Fundraising
  • $3,046,925
    Funds lent in using Kiva
  • 27.1
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Renaldo Baptista to buy construction materials.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jun 10, 2009
Jun 21, 2009
Currency Exchange Loss:
Apr 22, 2010