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Phin T. and her husband are 44 years old and live in Phnom Penh, Cambodia with their 5 children. The couple works together, selling pickles at a local market. They earn a combined $7/day in this venture, and their children work at a garment factory and a small nearby restaurant--contributing regularly to the family income. Phin T. will use this loan to buy a trailer for her husband's motorbike. With the trailer, they will be able to transport larger amounts of their product more cheaply. In the future, Phin T. simply wants to sell more pickles, as she says, "there is a great demand for pickles and I want to satisfy my clients by making more pickles."

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 216
    View loans »
    Cambodia Loans Fundraising
  • $39,893,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Phin to purchase a trailer to transport pickles to the market.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 25, 2007
Jun 11, 2007
Currency Exchange Loss:
Jan 15, 2009