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O. Nary is twenty-seven years old and a tailor who earns about $2.30 a day. She is married and blessed with a three-month-old child. Her husband is a construction worker who normally earns $4 a day. To improve the family's living situation before her child is old enough for school, she plans to take out a $600 loan from Kiva to buy cows to resell. By doing this, she hopes she will be able to fix her house and save some more money for her family's use in the future.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 124
    View loans »
    Cambodia Loans Fundraising
  • $39,835,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Nary to buy cows to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 11, 2009
Jun 16, 2009
Currency Exchange Loss:
Jul 17, 2010