A loan of $1,375 helped to purchase seeds, fertilizer, fuels and lubricants for his farm.

Muhiddin's story

R. Muhiddin is 55 years old and lives in Istaravshan with his wife and children. He has a small farm which he has managed to cultivate after much effort. He spends the majority of his time on his farm because he is keeping watch over anything that may happen. He has been working in agriculture for ten years. His wife supports him in their household. Muhiddin has two children and his older one helps him with the household expenses.

Muhiddin plans on improving his family’s living conditions so that he can offer them a better future. With this loan, he will purchase fertilizers to use on his crops so that he can sell more produce at a higher price.

More about Tajikistan and IMON International
Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium B.C. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

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