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Nafeesa Raees Ahmad Group
In this Group: Nafeesa , Shahida , Musarat , Naziran
Shahida baji wants a loan to buy clothes to sell.
Musarat baji and Naziran baji each want a loan to buy mason tools.

Nafeesa baji is the wife of R. A. who has lived in Lahore, Pakistan for the last 12 years. Her husband runs a decorative embroidery business. He sells embroidered dresses to the cloth shops and buys from the famous markets of Lahore “Ichra and Shahalmi”. Nafeesa baji herself has a dairy business. She grows the animals (goats) and then sells their milk to the milk shops and earns income. With the income, she renovated her house. She is applying for a loan to buy embroidered dresses to grow her husband’s business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 346
    View loans »
    Pakistan Loans Fundraising
  • $16,490,375
    Funds lent in using Kiva
  • 80.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nafeesa Raees Ahmad Group's $825 loan helped a member to buy embroidered dresses to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 16, 2009
Jun 14, 2009
Currency Exchange Loss:
Jun 17, 2010