She has taken GHAPE loans six times and paid them back. What she loves most about GHAPE is its policy of transparency, the fact that it gives everybody equal opportunity to grow out of poverty and the fact that GHAPE gives loans on a very low interest rate. She intends to rent a new farm, employ more task laborers and buy chemicals that will improve her harvest. She also plans to expand her palm oil business. This will benefit the community because she will employ members of her community and be able to provide vegetables and other farm products for their local market. She will also hire a sales person to help her with the palm oil business.
Her greatest dream is to settle her children to start off on their own with the profit from her business. She plans to repay her loan during the term. She expects that her first loan repayment installment shall be made on the fourth month from the date of disbursement of the loan.
About Grounded and Holistic Approach to People's Empowerment (GHAPE)
This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.
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Success!! The loan was 100% repaid