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Jose Humberto
José Humberto B. is 49 years old and lives in the San Caralampio neighbourhood with his wife who helps him with the farm and house work. They have three children who are 19, 18 and 15 years old; they all attend secondary school and help out on the farm in their free time. His plans for his family are to improve their living conditions.

José has worked in agriculture for 20 years and crop infestations have been the biggest problem. He will purchase fertilisers and supplies that will produce a good harvest. He thanks Afodenic for their easy repayment terms and for giving him the financing that is helping him achieve his goals.
View original language description ↓
El señor José Humberto B., tiene la edad de 49 años, habita en el barrio San Caralampio , junto a su esposa , la cual le apoya con los trabajos agrícolas y las actividades del hogar, ellos tiene a su cargo tres hijos, de 19,18,15 años, todos estudiante de secundaria y en tiempos libres le apoyan con los trabajos agrícolas , los planes hacia su familia es mejorar las condiciones de vida , desde hace 20 años don José se dedica a la agricultura , la mayor dificultad que se le presenta son las plagas que afectan al cultivo .Con el financiamiento obtenido va a comprar fertilizantes e insumos para aplicar el cultivo y poder tener una buena cosecha. Da las gracia Afodenic por la facilidad de pago y por las proyecciones que esta logrando con los financiamiento.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Jose Humberto purchase supplies and fertilisers for his crops.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Jun 9, 2009
Jun 14, 2009
Currency Exchange Loss:
Jan 19, 2011