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Rosalinda De Constancia Group
In this Group: Bertha Lucila, Reymunda, Rosa, Aydee, Prudencia, Reynalda, Artemia, Juliana, Demetria, Antonio, Julia, Lidia, Lucia, Andres, Moises, Baselisa, Elsa, Maria, Maximiliana
The Community Bank "Rosalinda D. Constancia" belongs to the community of Pampas-constancia in the district of Lircay located in the department of Huancavelica. This community raises livestock and some weave, but most of its members are agricultural farmers and this is their primary source of income.

Bertha Lucila is married, she has four children aged 10, 9, 8 and a baby of 11 months. She runs a grocery store, which she begun with a small amount of capital and manages herself because her husband due to a lack of work has left to work in the mines. She has asked for a loan of 500 soles to invest in her shop to purchase essential goods such as rice, sugar and oil. Her dream is to improve her business and to stock many more things in order to have higher sales and more income.

Reymunda is married, she has three children aged 22, 17 and 12. She has a shop where she sells sweets, biscuits, soft drinks, candy, gum etc. She used to be a walking salesperson in the stadiums and at events, but later she established her own shop. She is asking for a loan of 600 soles in order to buy snacks. Reymunda wants to continue helping her children so that they can be professionals and better their lives.

Rosa is married and has 6 children, in her grocery shop she sells all sorts of essential products. She started some 30 years ago with the help of her husband and the encouragement of their children. She is asking for a loan of 600 soles in order to purchase products for her shop. She would like to be more independent with her money and will use her savings to improve her home and help her children.
View original language description ↓
El Bancomunal Rosalinda D. Constancia pertenece a la Comunidad D. Pampas-Constancia del distrito D. Lircay ubicado en el departamento D. Huancavelica. Esta comunidad se dedica a la crianza D. vacunos y ganados, algunas se dedican al tejido, pero la mayoría son agricultores, es su imagen fuente D. ingresos.

Bertha Lucila es casada, tiene 4 hijos D. 10, 9, 8 y un bebe D. 11 meses, su negocio es una tienda D. abarrotes, se inició con un capital pequeño, el negocio lo maneja ella misma, su esposo por falta D. trabajo se fue a laborar a la mina. Ha solicitado un préstamo D. 500 soles que invertirá en su tienda para la compra D. productos D. primera necesidad como arroz, azúcar, aceite, etc. Su sueño es ampliar su negocio, surtirlo D. muchas cosas, para tener más ventas y más ganancias.

Reymunda es casada, tiene 3 hijos D. 22, 17 y 12 años, ella tiene una tienda donD. venD. dulces, galletas, refrescos, chupetines, chiclets, etc. Primero vendía ambulatoriamente en los estadios y actividades, posteriormente puso su tienda. Solicita un préstamo D. 600 soles para la compra D. golosinas, Reymunda quiere seguir apoyando a sus hijos para que sean profesionales y logre mejorar su vivienda.

Rosa es casada y tiene 6 hijos, en su tienda D. abarrotes venD. todo tipo D. productos D. primera necesidad, se inició hace 30 años con el apoyo D. su esposo e iniciativa D. sus hijos. Solicita un préstamo D. 600 soles para la compra D. productos para su tienda, le gustaría ser más independiente con su dinero, sus ahorros lo usara para mejorar su vivienda y apoyar a sus hijos.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Rosalinda De Constancia Group's $3,150 loan helped a member purchase products to stock businesses.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 10, 2009
Jun 14, 2009
Currency Exchange Loss:
Nov 15, 2009