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Tatiana Sinuk’S Group
In this Group: Lidiya, Tatiana, Galina, Valentin
Tatiana S. (the first person on the left in the photograph) organized a retirement home called “Sunshine” for people between the ages 60-90 years old. She started 5 months ago, after her mother’s death. “I didn’t give all the warmth and care I could to my own parents, so I am giving it today to my new guests,” Tatiana says. Today, Tatiana has 11 elderly people in the home and 5 staff workers.

Tatiana financed the retirement home entirely with her own money. The local government provided an old building (a former kindergarten) to use free of charge for fifteen years. Tatiana managed to make some small renovations in the building. She bought 20 beds (the total capacity is 60 people) and purchased equipment for the kitchen and dining room. Because “Sunshine” does not have enough cash assets, all of the workers work for free and hope to be paid a salary when better times come. Nowadays, the retirement home exists only with the aid of the retiree’s pensions.

Tatiana hopes to use loan money to purchase a cow and two sheep. Milk and meat from the livestock will be used for cooking. Also, some amount of milk and meat can be sold in the market. Additional food and all the necessary materials will be purchased. Also, Tatiana expects the older people to participate in the process of livestock breeding in order to fill their free time with an interesting hobby.

Tatiana S. is married and has three sons. She and her husband operate the retirement home and their sons try to help whenever they have free time. Tatiana comments: “I love this house. I feel like someone is protecting it.”

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 30
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,873,450
    Funds lent in using Kiva
  • 43.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Tatiana Sinuk’S Group's $1,400 loan helped a member to breed livestock, which will supply her retirement home with milk and meat.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 2, 2009
Jun 14, 2009
Currency Exchange Loss:
Jan 15, 2010