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R. Tavakal, 58 years old, teacher, graduated High Pedagogical University, married, has three children. He works at the school of the district prison and in his free time he works in own trade market: selling stationary for the school children and goods of first needs. He has been busy with trading goods for 11 years. With this loan he is planning to buy games like checkers, chess, balls, jump ropes, badminton, etc., because during the next two months the demand will increase, since it is summer holidays. In August, prior to new school year, Tavakal will restart selling of stationery to help children get ready for the school year. This loan will help children to avail cheap games during summer time and the parents can save time and money, and buy all goods for the school children on the district market, instead of driving to the capital city, which is located 80 km from the district center.

Tavakal is only one trader who is selling such goods on the district market.
He is planning to repay the loan in eight months.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 205
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Tavakal to increase the assortment of goods and stationery.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jun 22, 2007
Jun 6, 2007
Currency Exchange Loss:
Sep 23, 2007