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Razia Ilyas Group
In this Group: Razia , Khalida , Ramzana , Nazia , Musarat
This group loan will be distributed among 5 group members, each of whom will invest in her own business. The members mutually guarantee one another's loans, so that if one member does not repay, the other members are also responsible.

Khalida will use the loan to buy ready-made garments to sell.
Ramzana will use it to buy tube lights to sell.
Nazia will use it to buy an auto-rickshaw (a local three-wheeled motor vehicle).
Musarat will use it to buy iron for making iron rods to sell.

Razia, the group leader, is a very hardworking lady. The other members respect her a lot for her good behavior. She operates a clothes sewing business by taking orders from her neighbors, while her husband works in a factory and receives a monthly wage. She will use the money from the loan to buy an electric sewing machine, so that she can sew more clothes and earn more income.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 319
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 80.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia Ilyas Group's $925 loan helped a member to buy an electric sewing machine for sewing clothes.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 15, 2009
Jun 12, 2009
Currency Exchange Loss:
Jun 17, 2010