K. Zulfiniso has worked with the trade sphere more than 13 years. She has secondary education by specialty – salesman, so she does not feel a lack of knowledge and experience in trade activity. Her family consists of her husband and 3 children. Her husband is her partner and companion in business. In plan of everyday provision of family needs, she does not experience any difficulties – as the scope of her business allows her to solve any kind of problem without great effort. But she has another dream – to build a big house with all conveniences and all conditions – which is not easy to make in rural area, and nowadays all her efforts are directed to it. And as constant capital removal can damage her business, she decided to try loans, which helps not only to means and also helps raise the business level to a higher plank.