Gloria A. is a twenty seven year old mother of two sons. Both of her sons are attending primary school in the main Samoan town. Gloria’s primary motivation and biggest dream is to be able to keep up with the educational expenses of her children and ensure that they have the chance to go to university someday. She operates a flea market stall in one of the main markets, where she sells handmade Samoan crafts, jewelry and handbags. She has used past loans to re-stock her shop and is seeking a new loan to do the same. Providing Gloria with loan funds will help her achieve her dream of a providing a good education for her sons.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.