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O. sells frozen food in large and small quantities. She has been in business for eight years and purchases goods from Cotonu, a border town by Lagos State. She goes to get goods once every week in order to meet up with her customers’ demands.

O. is 40 years old, married, and has four children. She needs a loan of N100,000 to purchase goods in bulk to sell. She says thank you to Kiva lenders and to LAPO who has been lifting her through the years to her present level.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 171
    View loans »
    Nigeria Loans Fundraising
  • $6,497,675
    Funds lent in using Kiva
  • 147.3
    Nigeria Nairas (NGN) = $1 USD