Funded

Total loan: $925
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Joana Estevão Langa

Mozambique
Namaacha, Mozambique / Personal Housing Expenses

A loan of $925 helped to buy construction materials to build families house.


Joana Estevão Langa's story

Joana is 48 years old, she was born in the province of Gaza, she is a widow with 4 children, who are between 12 and 26 years old. The two older ones will be working as elementary school teachers, her eldest daughter is preparing to be a nun. Joana supports her youngest kid and her nice who is an orphan, as she lost her mother and was abandoned by his father. Joana left Gaza after her husband was transferred to work at Namaacha a village at the frontier of Suazilandia. Two years after he was transferred she went to see his husband and took her family with her. When she arrived she started working as a teacher at an elementary school and worked there for 20 years with a monthly salary of 5.500.00mt, she also worked overtime at night and earned extra pay of 3.000mt. Her life turned very difficult when her husband died leaving her with 4 children to raise. She went to a bank (BIM) to request a loan for 11.000mt to keep on building their home which was not finished due to the high cost of building materials, she paid the loan back in 5 years, paying 550mt monthly. After the opening of Hluvuku-Adsema in this district, she comes to request a loan to keep on building her home. She finished her house and this is her third loan from Hluvuku and second with Kiva. She is very thankful for the help she received to obtain her dream of providing more comfort to her family. Her first loan was for 10,000mt was used to buy material for construction, the second for 25,000mt was to finish the construction. The third one is to build a wall and she wants to ask for another loan to buy bricks to embellish the floor of her house.

Translator profile picture

Translated from Portuguese by Kiva volunteer Nina Delgado


Loan details

Loan length:

16 months
Disbursed date: May 26, 2009

Lenders and lending teams



Loan details

Loan length:

16 months
Disbursed date: May 26, 2009