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Dilara A. is 54 years old. She is married with two children. The difficult circumstances and hardships in her life made her recognize the value of work from a very young age.

For about 11 years she has been purchasing young sheep from the local market, fattening them, and then selling them. Dilara is very hard-working, and her diligence is incredible. She looks for ways to provide extra income for her home. Dilara wakes up early every morning to feed her sheep. She is supporting her children with education. She is requesting a loan of 1200 USD to buy 10 sheep and fodder to expand her business.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 23
    View loans »
    Azerbaijan Loans Fundraising
  • $14,856,925
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Dilara to purchase 10 sheep and fodder.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 20, 2009
Jun 10, 2009
Currency Exchange Loss:
Oct 20, 2010