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This is Zainab H., a local entrepreneur based in Makeni, which is in northern Sierra Leone. Zainab Adin is a successful and thriving entrepreneur who has benefited from SMT/Kiva. With the aid of SMT/Kiva loans, Zainab has been able to secure a booming business. She is currently building a house from the profit she makes from her business.

Zainab is now forty-eight years old and married with six children. She was born in Bo city, in southern Sierra Leone. Three of her children are in college, two are in secondary schools, and one is in primary school. The responsibility for paying school fees and other school related charges for the children rests solely on the shoulders of Zainab, as her husband is currently unemployed.

She sells provisions such as peak milk, sugar, butter, mayonnaise, and ready-to-wear-clothes. She is also the owner of two motor-bikes that work as taxis in and around Makeni city. She buys her goods from neighboring Guinea, where goods are relatively cheaper than in Sierra Leone. Mrs. H. has been a businesswoman for seventeen years now.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

About Sierra Leone

  • $2,100
    Average annual income
  • 35
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 3,165.0
    Sierra Leone Leones (SLL) = $1 USD