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Tamella B. is 53 years old and married with four children. She has been running her own small business for 18 years. She built a store in the local market where she sells different kinds of food such as candies, cookies, sugar, etc. She works from 8:00 a.m. until 7:00 p.m.

Tamella is very friendly and polite which attracts customers. She is requesting a loan to purchase a wider range of goods for her store. This will help her to provide for her children's needs and pay their school fees. Tamella promises to repay her loan without any delay and thanks everyone who decides to support her.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 55
    View loans »
    Azerbaijan Loans Fundraising
  • $14,691,500
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Tamella purchase more goods for her store.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 20, 2009
Jun 9, 2009
Currency Exchange Loss:
Dec 2, 2010