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For 15 years, Mark worked in architecture offices as a graphic designer, producing websites and scale images of architecture projects. He liked the work, but the jobs were inconsistent and had long dry spells that were difficult to manage. Mark knew that he could do it better as his own boss, so in late 2008 he decided to start his company, Urban Digital.

Urban Digital specializes in marketing and visual tools for builders and architect engineers. With a degree in architecture and many years of experience, Mark is an expert at producing technical images, websites, marketing kiosks and other materials that architects need. But getting started is hard, especially given the high upfront cost of all the hardware and technical software he needs to complete the projects he is pitching to clients. With a $7,000 loan from Opportunity Fund, Mark will be able to make these purchases and truly get his business up to speed.

Mark is saving money right now by running the business out of his home, but his goal is to bring in enough clients that he can hire employees and establish a real office.

Additional Information

Important Information

Kiva realizes that access to credit is a challenge for entrepreneurs everywhere. Kiva started out as a website focused on developing-world entrepreneurs. In June 2009, Kiva began experimenting with allowing entrepreneurs in the United States to raise money on its website. If this is something you support, please feel free to fund this loan. If you have questions, including how an entrepreneur in your neighborhood might get a loan, please visit our Help Center and click on "Loans in the United States."

About United States

  • $54,800
    Average annual income
  • 3
    View loans »
    United States Loans Fundraising
  • $12,977,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $7,000 helped Mark hardware and technical software.
100% repaid
Repayment Term
36 months (Additional Information)
Repayment Schedule
May 29, 2009
Jun 10, 2009
Currency Exchange Loss:
Apr 28, 2012