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Lydia A. is a 30-year-old trader. She is the the mother of three children, all of whom are now in school. Lydia is widowed: her husband died after a prolonged illness.

Lydia is a very resourceful mother who supports her family through hard effort. She earns a livelihood through the sale of used clothing, curtains, and bedsheets. The sale of these items has a large market share in Ghana, as brand new clothes are very expensive for the economically active poor. Therefore, the selling of used clothing has created a successful market for many women. Lydia has been in this business for a year now. She usually concentrates on bedsheets and used towel sales. In addition, she also trades in grocery products: she tells us that this has generated extra income to feed her family.

She travels to a nearby city called Accra to purchase her stock of goods. She wants to use the loan to buy more bales of used clothing as well as to buy additional grocery products to increase her inventory. She would eventually like to have enough capital to rent a storefront from which to trade.

She believes this loan will help her save for her children's future.

About Ghana

  • $3,500
    Average annual income
  • 18
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Lydia to buy bales of used clothing for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 4, 2009
Jun 8, 2009
Currency Exchange Loss:
Jan 15, 2010