A loan of $3,000 helped to purchase seed, mineral fertilizer, fuels and lubricants.


Habib's story

Habib is a 45-year-old married man with four children. He has been a farmer and vegetable grower for 12 years. Farming is the only thing Habib knows how to do and it is what he likes most. For him, there is nothing better than being in touch with nature and watching the crops of his labor grow year after year. In addition, Habib raises cattle and his family helps him with this business. Now Habib wants to borrow money to purchase seeds, fertilizer, fuels and lubricants in order to grow seasonal vegetables. This is Habib's first loan from Kiva partner, IMON International, and he promises to repay the current loan without any violations. He thanks all Kiva lenders for their support.

More about Tajikistan
Tajikistan, a key post on the Silk Road, is perhaps best known for its rich history. It was the location for the end of Alexander the Great's rule, and is known for its great thinkers, philosophers, scientists and poets such as Rudaki, Ibn Sina (Avicenna), Firdousi, Omar Haiyam, Jomi, Mavlavi Rumi and many others. The country, with its epic mountain passes, is home to communities that still speak the ancient Sogdian language and a civilization that dates back to the fourth millennium BC. Even today, it is a complex mix of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

However, Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the USSR, damaged the already weak economy. In addition, 93 per cent of the country is mountainous and only 7 per cent of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands of people to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

More about IMON International
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low-income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit www.imon.tj



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