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Shamim Akhtar Nasar Ahmad Group
In this Group: Shamim Akhtar, Sugran , Mukhtaran , Seema , Akbari , Sajida , Rubina
Shamim akhtar baji is a wife of N. A. who has lived in a mid-size city named Riwind, Pakistan for the past 15 years. She is an uneducated lady because her parents couldn’t bear her education expenses. She is a very hardworking lady. She runs a dairy business to share the financial burden of her husband. She gets up at 4 o’clock and gets milk from the buffalo, sells the milk to the milk shops and earns income. She saves her income in a committee for rainy days.

Her husband is a delivery man by profession. He delivers items (fruits & vegetables) on his vehicle named “Shahzore”. Shamim baji is applying for a loan to repair her husband’s vehicle because its engine is creating trouble.

She is the group leader of six other women from her locality. Sugran baji, Mukhtaran baji and Seema baji each want a loan to buy buffalos for their dairy business. Akbari baji wants a loan to buy an auto-rickshaw (a local three-wheeled motor vehicle). Sajida baji wants a loan to buy clothes to sell. Rubina baji wants a loan to buy seasonal fruits to sell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 219
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 80.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shamim Akhtar Nasar Ahmad Group's $1,450 loan helped a member to repair her vehicle named "Shahzore".
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 27, 2009
Jun 8, 2009
Currency Exchange Loss:
Jun 18, 2010