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Shahida Muhammad Irfan Group
In this Group: Shahida , Zahida , Jeeran , Suraiya , Parveen

Shahida baji and her husband are very hardworking people. They have resided in a mid-size city named Riwind, Pakistan for the past five years. Her husband runs a decorative embroidery business. He earns income by taking orders from the cloth shops that he completes in 15 days. Shahida baji has goats at her house and she takes care of them but sometimes she helps her husband by making embroidery dresses.

She is applying for a loan to buy colored thread, clothing, and beads for her husband’s decorative embroidery business. She is the leader of a group of four other women from her locality. Zahida baji wants a loan to buy a donkey cart for loading. Jeeran baji wants a loan to buy beads, colored thread, and clothing for her decorative embroidery business. Suraiya baji wants a loan to buy clothes to sell. Parveen baji wants a loan to buy painted boxes to sell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 224
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 80.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shahida Muhammad Irfan Group's $1,500 loan helped a member to buy materials for decorative embroidery.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 28, 2009
Jun 8, 2009
Currency Exchange Loss:
Jun 18, 2010