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Djidja 2 .1 Group
In this Group: Sayon , Djénéba Tièmoko , Fanta Madou , Kadiatou , Worodjè , Massitan, Setou Adama , Mariam Sékou, Djénéba Moctar , Minata Kariba
Djidja 2. 1 is a group of married women from the village of Siguémona, town of Koutiala (third administrative region of the Republic of Mali). They live in big traditional extended families and have an average age of 50 and at least 6 children. They cultivate principally rice, with peanuts as a secondary crop.

With the intention of making their agricultural businesses profitable, the members of the Djidja 2 .1 group decided to join the loan program of Soro Yiriwaso four years ago. After having correctly reimbursed the three preceding loans, they are on their fourth rural loan.

This loan will be used to buy rice seedlings, peanut seeds, minor material and intrants for their crops at the markets of
Zansoni, M’pessoba, and Fonfona. After the rainy season, the harvests are stockpiled for a certain time so that they gain in value before being sold at the market of M’pessoba and of Koutiala, retail and wholesale, for cash, to a clientele generally coming from the big cities.

Each of the members of the Djidja 2 .1 group expects to make, after their crops have been sold, a profit of 85,000 F CFA which will be used to reimburse the loan and for current family expenses.

View original language description ↓
Djidja 2. 1 est un regroupement de femmes mariées du village Siguémona de la ville de Koutiala (troisième région administrative de la république du Mali). Elles vivent dans des grandes familles traditionnelles élargies avec en moyenne 50 ans et au moins 6 enfants.
Elles cultivent principalement du riz et de l’arachide comme activité Secondaire.
Dans le souci de rentabiliser leurs exploitations agricoles, les membres du groupe Djidja 2 .1 ont décidé d’intégrer le programme crédit de Soro Yiriwaso depuis maintenant quatre ans. Après avoir correctement remboursés les trois prêts précédents, elles sont à leur quatrième prêt de campagne.
Le prêt actuel sera utilisé pour acheter, des semences de riz d’arachide, des petits matériels et des intrants pour la culture, au marché de Zansoni, M’pessoba et de Fonfona. Après l’hivernage, les récoltes sont stockées pendant un certain temps pour qu’elles aient de la valeur avant d’être vendues au marché de M’pessoba et de Koutiala, en détail ou en gros au comptant à une clientèle venant généralement des grandes villes.
Les membres du groupe Djidja 2 .1 comptent réaliser chacune, après l’écoulement de leurs produits agricoles, un bénéfice de 85 000FCFA qui sera utilisé pour le remboursement du prêt et les dépenses courantes de la famille.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 60
    View loans »
    Mali Loans Fundraising
  • $12,694,675
    Funds lent in using Kiva
  • 463.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djidja 2 .1 Group's $1,575 loan helped a member purchase of intrants, seed, and minor agricultural materials.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 7, 2009
Jul 1, 2009
Currency Exchange Loss:
Apr 15, 2010