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Sri Y. is a 34 year old woman who lives in the Kuta area of Bali. She is married with 2 children. Her son Ardi is in 5th grade, and her daughter Fifah is 4 years old.

Sri Y. buys recyclables like discarded plastic bottles every day from a network of collectors and collects them in a small storage area next to her home. She sells these items weekly to an agent. Sri Y. has been in this business for 6 years. She started off as a collector but has saved up enough so she can operate her own small business that allows her to work from home and spend time with her children. She wants to borrow 3m IDR (about USD 300) to purchase more recyclables.

This is her 1st loan with Kiva, but she has had 4 previous loans with Dinari Foundation Bali, Kiva’s field partner. She is a conscientious borrower and has always made repayments on time or even ahead of schedule.

translated by Zev Lowe

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $5,200
    Average annual income
  • 65
    View loans »
    Indonesia Loans Fundraising
  • $6,306,750
    Funds lent in using Kiva
  • 10,111.1
    Indonesia Rupiahs (IDR) = $1 USD