Siempre Alegres Group
The group has different activities; some sell clothing, videos, jewelry, cookies and others have shops in the neighborhood.
They are requesting more loans so that they can increase their sales. To do this they need to buy products wholesale and this way their earnings will be greater, with the goal of improving their families´ standard of living.
Un grupo muy alegre que junto a su asistente de créditos, trabajan con mucha responsabilidad.
Diferentes son las actividades de este grupo; algunas de ellas se dedican a la venta de ropa, videos, joyas, galletas, otras tienes tiendas de barrio.
Solicitan mayores créditos con el fin de ampliar sus ventas, para esto necesitan comprar productos al por mayor, de este modo sus ganancias serán mayores, con el único de objetivo de mejorar el estilo de vida de sus familias.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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