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Niagnéguéton 3 Group
In this Group: Ami, Hawa , Mariama , Mawa , Bintou, Salimata , Fatoumata Dite Lala , Tata, Téninba , Chata
Niagnéguéton 3 is comprised of women of the Sinsina Sesso hamlet of the town of Koutiala (third region of Mali) who live in big traditional families and have an average age of 38 and at least 6 children, on average.

To satisfy their needs in terms of seed, entrants, and wages for agricultural workers for cultivating peanuts and millet, the members of the group decided to join the loan program of Soro Yiriwaso, four years ago (four rural loans). All the preceding loans have been correctly reimbursed.

The present loan will be used to buy a sufficient quantity of peanut and millet seeds, entrants, and to pay the cost of agricultural workers. The workers are essentially local. The women buy entrants and seeds at the market in Koutiala. After the rainy season, the harvests are stocked for a time so that they gain in value before being sold. They sell cereals in all the markets around Koutiala and in the big open-air market.

Each of the women of the Niagnéguéton 3 group expects to make a profit of 80,000 F CFA after the sale of the harvest. Besides reimbursing the loan, they will use a part of the income to cover current family expenses.

View original language description ↓
Niagnéguéton 3 est un regroupement de femmes du hameau Sinsina Sesso de la ville de Koutiala (troisième région du Mali) qui vivent dans des grandes familles traditionnelles avec en moyenne 38 ans et au moins 6 enfants.
Pour satisfaire leurs besoins en semences, intrants et frais de main d’œuvre agricole pour la culture de l’arachide et du mil, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso il y a quatre ans (4 prêts de campagnes) et tous les prêts précédents ont été correctement remboursés.
Le prêt actuel sera utilisé pour acheter une quantité suffisante de semences d’arachide, de mil, d’intrants et pour s’acquitter des frais de main d’œuvres agricoles. La main d’œuvre utilisée est essentiellement locale.
Elles se procurent en intrants et semences au marché de Koutiala. Après l’hivernage, les récoltes sont stockées pendant un temps pour qu’elles aient de la valeur avant d’être vendues. Elles vendent les céréales dans tous les marchés qui sont aux environs de Koutiala et au grand marché.
Les femmes du groupe Niagnéguéton 3 comptent réaliser un bénéfice de 80 000 FCFA chacune après la vente des récoltes.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses courantes de la famille.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 60
    View loans »
    Mali Loans Fundraising
  • $12,694,675
    Funds lent in using Kiva
  • 465.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Niagnéguéton 3 Group's $1,625 loan helped a member purchase of entrants, seeds, and paying agricultural laborers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
May 4, 2009
Jul 1, 2009
Currency Exchange Loss:
Feb 15, 2010