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Abida Muhammad Ramzan Group
In this Group: Abida , Najma , Shaheen
Najma baji wants a loan to buy decorative pieces to sell.
Shaheen baji wants a loan to change the body of her auto-rickshaw (a local three-wheeled motor vehicle).
Abida baji is the wife of M. R. who has lived in Borewala, Pakistan for the last 15 years. Borewala city is famous for its shrines. Her husband is a motor mechanic and repairs vehicles. He has been doing this work for the last five years. Abida baji operates a sewing clothes business. She sews clothes by taking orders from her neighbors. She charges $2 for stitching. Abida baji saves her income in a committee and plans to renovate her house with a committee amount. She is applying for a loan to buy repairing tools for her husband because he wants to start his own motor workshop.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 384
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 81.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Abida Muhammad Ramzan Group's $525 loan helped a member to buy repairing tools for motor workshop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 26, 2009
Jun 1, 2009
Currency Exchange Loss:
Jun 18, 2010