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Zareena Maqbool Ahmad Group
In this Group: Zareena , Salma , Shamim Akhtar, Shazia , Rukhsana
Salma baji wants a loan to buy decorative pieces to sell.
Shamim akhtar baji wants a loan to buy groceries for her grocery shop.
Shazia baji wants a loan to buy sanitary supplies (pipes and taps) to sell.
Rukhsana baji wants a loan to buy clothes to sell.

Zareena baji is the leader of above-mentioned ladies. They all belong to a city named Borewala, Pakistan. Borewala city is famous for its shrines. They all are very hardworking ladies. They handle their own businesses to manage the financial expenses of their houses. Zareena baji operates a sewing clothes business to earn income, so that she able to save money for her rainy days. Her husband is an auto-rickshaw (a local three-wheeled motor vehicle) driver. He drives a rented rickshaw. He earns half of the fare and pays the remaining half to the owner. She is applying for a loan to buy an auto-rickshaw (a local three-wheeled motor vehicle) so that her husband is able to earn the whole fare.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 223
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 81.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zareena Maqbool Ahmad Group's $1,000 loan helped a member to buy an auto-rickshaw (a local three-wheeled motor vehicle).
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 26, 2009
Jun 1, 2009
Currency Exchange Loss:
Jun 18, 2010