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Khalida Muhammad Afzal Group
In this Group: Khalida , Shakeela , Nasreen Kosar, Gulzaran, Sajida Aziz, Abida Parveen, Naseem Akhtar
My name is Khalida and my husband is M. A., We both have been living in Borewala, Pakistan for the past 25 years. My husband runs a grocery shop in the community. He has four years of experience in this business. I also operate a sewing clothes business to share the financial burden. I’m applying for a loan to buy groceries to diversify my husband’s grocery shop. I’m the group leader of six other women.

Shakeela wants a loan to buy an auto-rickshaw (a local three-wheeled motor vehicle). Nasreen Kosar wants a loan to buy material (dry fruits, cooking oil and sugar) for her sweetmeat selling business. Gulzaran wants a loan to buy decoration pieces to sell. Sajida Aziz wants a loan to buy stationary (pens, pencils and notebooks) to sell. Abida Parveen wants a loan to buy cosmetics to sell. Naseem Akhtar wants a loan to buy cigarette packs to sell.

This is a group loan. The loan funds will be distributed among members, each of whom will invest in her own business. Members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 366
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 80.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Khalida Muhammad Afzal Group's $1,750 loan helped a member buy groceries for grocery shop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 23, 2009
Jun 1, 2009
Currency Exchange Loss:
Jun 18, 2010