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Abida Ashraf Group
In this Group: Abida , Jamila Gulzar, Kosar , Kaniz, Rani
Jamila Gulzar wants a loan to buy material (cosmetics, hair dryer and scissors) for her beauty salon. Kosar and Kaniz each want a loan to buy auto-rickshaws (local three-wheeled motor vehicle). Rani wants a loan to buy a donkey cart for loading.

Abida is a 30-year old married lady and a citizen of the historic city of Lahore, Pakistan for the past 6 years. Her husband, A. is a delivery man by profession and delivers fruit, vegetables and construction supplies. He has been in this business for the past three years. Abida is applying for a loan to buy a new donkey cart for her husband because his old cart is rough and rotting.

This is a group loan. Funds will be distributed among group members, each of whom will invest in her own business. Members mutually guarantee the entire loan. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 293
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 80.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Abida Ashraf Group's $900 loan helped a member buy a donkey cart.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 23, 2009
Jun 1, 2009
Currency Exchange Loss:
Jun 18, 2010