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Nakakeeto Lucy ‘S Group
In this Group: Lucy , Mirembe, Annet, Hasfa, Betty
Lucy is the leader of four other members of a group. She is 35 and married with three children between 10 and 14 years of age. All her children go to school. She resides in, and rents, a two-room house where she is staying with five people. Lucy doesn’t take care of any additional family members There is electricity and piped water at her home. The family gets three meals a day. She resides and works in a semi-urban area which is on the outskirts of Kampala. Lucy deals in spare parts in Kisekka Market, one of the markets in Kampala city. She sells to an average of four people a day and sells to all categories of people. She works seven days a week. She uses public transport to and from work. Her major monthly expenses include medication for the family, rent, school fees and feeding the family, She has been in this business for the last ten years. Her main challenge is the rainy season, which stops her customers from coming to her. Lucy has been with MCDT for over five years and is servicing her twelfth loan, working all this time with the same groupmates. She wants to use this loan to buy more spare parts. She aspires to see her business grow bigger and to own a permanent home which will act as her business premises.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 121
    View loans »
    Uganda Loans Fundraising
  • $33,819,275
    Funds lent in using Kiva
  • 2,245.5
    Uganda Shillings (UGX) = $1 USD