Pheng T. currently drives a motorcycle taxi to earn a living. He is 33 years old and lives with his wife and their two lovely children in the province of Siem Reap. In addition, his wife sells a few groceries from home. Pheng T. can only generate a little profit each day because his motor is not wide-size and he can only pick up a few passengers. In order to increase his daily income, Pheng T. has decided to ask for a Kiva loan to purchase a trailer motor (tuk tuk) which he can use to transport more passengers than before. He purposes to use the rest of his loan to increase his wife’s business capital.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.