Efuah N. is married and has 2 children. She has not received any formal education. Efuah sells smoked fish in a very small quantity in Abura, which she has done for 15 years. Her husband is a cleaner who provides a small income, which cannot support the needs of the family. Efuah uses all her income for feeding the entire family and paying for school fees for the children. Efuah will use the loan to purchase fish, process and sell. With the new profits from her expanded business, Efuah plans to re-invest.