V. Nguyễn Thị is fifty-five years old and lives in the town of Ninh Giang. She is married and has three grown children. To make a living, V. owns and operates a business raising cattle for sale. She has been engaged in this business for over twenty years and earns approximately $230 a month from these activities.
In 2002, V. joined TYM Fund, a Kiva field partner, to gain access to financial services that would help improve her living situation by giving her the ability to engage in business activities. V. has successfully repaid previous loans from TYM Fund. These loans were used to expand the shelters for her livestock. V. is now requesting a new loan that will be used to purchase breeding livestock. This will be her seventh loan from TYM Fund. V. plans to use the additional profits generated by this loan to improve her business.