A loan helped to buy more stock of milk.


Pennina's story

Pennina is a married woman. She describes herself to be ambitious.

Pennina operates a retail business where she sells milk. She has been involved in this business for four years. Her business is located in a good area and her primary customers are locals.

Pennina will use the KES 30,000 loan to buy more stock of milk. This is her third loan with SMEP Microfinance Bank. Her previous loans were repaid successfully. She will use the anticipated profits to puchase additional stock.


This loan is special because:

It enables rural borrower access to funding at competitive rates.


Loan details


Lenders and lending teams




Loan details