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Galina is a small entrepreneur from Drogobych. She runs a retail business selling newspapers and magazines. Moreover, she owns three additional vending locations selling office supplies and toys. One of the best attractions of her business is reasonable wholesale prices that make her business competitive in the market.

Galina launched her trade about seven years ago. Back then she was one of the first vendors working with this type of merchandise. Publications sales which is her major business trend is a specific business with a non-standard work day. It requires close and accurate management of copies for sale, and up-front payment for all printed matter. Galina has to calculate everything very thoroughly to make sure printed issues are not wasted causing her unexpected losses.

Galina is a Christian. She always adds a little word of blessing as her customers buy from her. This always helps her have personal interaction, build a relationship, and establish a bond. This time Galina is requesting a loan of 14,500 Gryvnyas to re-stock her inventory.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 7.7
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Galina to re-stock her inventory.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 24, 2009
May 27, 2009
Currency Exchange Loss:
Nov 15, 2009