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Dul's Group
In this Group: Dul, Phon, Srey, Seng
This is a small loan for four women who live in Phnom Penh City, Cambodia. Mrs. Dul S., age 57, has been selected to be group leader by the other members. She is a widowed mother who has given birth to three children who are single. Two of her children are employed in different occupations.

Dul S. has been a domestic tailor for three years. She also sews a small amount of cloth to be decorating products for sale. She generates an average income of $3 each day and has been running her tailoring business since early 2001.

Due to the lack of raw materials to support her business actions, Dul S. requested a loan in order to purchase a small amount of cloth to continue making the products to sell.

The other borrowers who have joined this loan are the following:

P. will use the loan to repair her husband's taxi.

S. will use the money to expand her business selling fish.

P. will use the loan to buy groceries to sell.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 143
    View loans »
    Cambodia Loans Fundraising
  • $41,468,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Dul's Group's $1,100 loan helped a member to purchase a small amount of cloth.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 6, 2009
May 27, 2009
Currency Exchange Loss:
Feb 15, 2010