Comfort Q. is married with four dependants and has no formal education. She is a fish monger who sells smoked fish in small quantities in Duakyenim. She has been in this business since 1999. Her husband is a salt miner whose income is insufficient to meet the family’s expenses. Comfort uses all her income to support her husband in paying her children’s school fees. Comfort will use the loan to purchase more smoked fish for resale. She plans to save and reinvest the new profits earned from her expanded business.