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Margaret Namujju‘S Group
In this Group: Margaret, Kasfa , Prossy, Margaret
Margaret, age 40, is the leader of a group of five members. She is the single mother of four children between the ages of 14 and 20. All her children go to school. She rents a one-roomed house where she lives with her children. There is electricity and piped water at her home and she ensures that the family gets three meals a day. She resides and works in a semi-urban area on the outskirts of Kampala.

Margaret sells secondhand clothes door to door. She sells to an average of 20 people a day, and she works seven days a week. Margaret buys these clothes from Owino market, one of the busiest markets in the city of Kampala. Her major monthly expenses include rent, electricity, and medication. She also incurs extra transportation costs to and from the market. She has been in this business for the last 20 years and sells to all categories of people. Her main challenges are the increasing prices of clothes and seasonal ups and downs in sales. Prior to this business, Margaret was selling charcoal.

She has been with MCDT for over six years. She and her fellow group mates have received and repaid 11 loans before this one.

Margaret wants to use this loan to buy a bale of clothes. She aspires tocontinue to improve her business and dreams of owning a permanent business premise.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 120
    View loans »
    Uganda Loans Fundraising
  • $33,813,225
    Funds lent in using Kiva
  • 2,245.5
    Uganda Shillings (UGX) = $1 USD