A loan of $1,625 helped a member to buy home building materials.

Rec Infant-Hastings Group's story

These are teachers of the R.E.C. Primary School for Infants in Hastings requesting a group loan. The school was founded by the government to give pre-school education to the children of the Hastings community. There are currently 596 pupils and 13 staff. Like many schools in Sierra Leone, R.E.C. Primary School for Infants lacks adequate classrooms, seating, and learning and teaching materials.

This will be the first loan for the teachers from SMT/Kiva. Because government salaries for teachers are usually very small, the SMT/Kiva loans are very much helpful to these teachers. With these loans, some of the teachers will invest in a side business to supplement their teaching salaries. Others will use it to buy pieces of furniture like a bed or chairs, buy a piece of land on which to build a house, or purchase building materials. Others will use the loan to pay for college fees to pursue further studies, or school fees for their children. Gradually, with their monthly salaries, these teachers will repay their loans.

Gifty M. N. (fifth from right) is the deputy head teacher of the R.E.C. Primary School for Infants. She was born in Hastings, about twenty-three miles from Freetown, which is the capital city of Sierra Leone. She is single with four children. One of her children is already an adult, two are in secondary school, and one is still in primary school. She has been a teacher for 31 years now. Gifty will use this loan to buy home building materials – bundles of corrugated iron roofing, bags of cement, and sand. This loan alone can not build her a house, but combined with her savings and subsequent loans she hopes to get from SMT/Kiva, she believes she will be able to build herself the house she so desires. With a house, she will no longer be paying rent and will be a very happy woman together with her family.

In this group: Gifty M., Patricia F., Christain, Abibatu A., Kadiatu N., Fatmata, Josephine E., Patricia

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Loan details